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TWD · 歷史金額價值

1995年的NT$ 100萬,到2026-07相當於多少?

把1995年1月的NT$ 100萬換算至2026-07,M2基準得到NT$ 594萬 8,079,物價基準得到NT$ 149萬 844。換回新臺幣的美國M2基準為NT$ 814萬 4,428,美國CPI基準為NT$ 270萬 8,936。本頁保留四種答案,方便檢視各自代表的意義。

基準月: 2026-07

本地M2NT$ 594萬 8,079
本地CPINT$ 149萬 844
美國M2NT$ 814萬 4,428
美國CPINT$ 270萬 8,936

結果為何不同

這段比較從1995-01至2026-07,共378個月。採用月統計,因此不等於某一天的交易價格;起點固定為1月,也不是兩個年度平均值之間的比較。

本地M2累積變動+494.8%,全國CPI變動+49.1%,兩種增幅相差445.72個百分點。按M2比例調整金額,是讓金額占貨幣總量的比例不變,並不表示個人實際取得了相同投資報酬。

本期間M2的累積變化明顯高於CPI。但兩者衡量不同事物,差距不代表流入資產市場的資金量。

CPI基準的NT$ 149萬 844是維持平均消費籃子成本的參考。個人房租、教育或其他支出占比不同,實際感受也可能不同。美國CPI採用另一套消費籃子,不能用來直接比較兩地生活費的絕對高低。

匯率

匯率從每美元26.3變為32.22新臺幣,變動+22.5%。以新臺幣表示的美國基準,同時受到美國統計比率與匯率比率影響。因此,美國M2增幅+564.9%不能單獨視為新臺幣購買力的變化。

這段期間的匯率變動明顯影響美國基準的本地貨幣結果,請分別比較美元基準與換算後的金額。

黃金

國際金價從每金衡盎司379美元變為4,073美元,變動+974.7%。這是美元月平均基準;本地實際零售價格還可能包含稅費、手續費與溢價。

選定期間的金價顯著上升。這是已觀測的歷史,並不能保證未來報酬。

起點設為100

本地M2 · 美國M2 · 美國M2換算本地貨幣

查看資料表
起點設為100 · 1995-01 → 2026-07
月份本地M2美國M2美國M2換算本地貨幣
1995-01100100100
1995-02101.299.9100.1
1995-03101.399.999.2
1995-04101.5100.297.1
1995-05101.5100.998
1995-06102.4101.699.6
1995-07103.9102.2102.1
1995-08104.5102.8106.4
1995-09104.9103.2107.6
1995-10105.3103.5106
1995-11105.8103.7107.4
1995-12107103.9108
1996-01108.4104.4108.8
1996-02110104.8109.6
1996-03109.9105.5109.9
1996-04110105.8109.4
1996-05110.6106.3110.5
1996-06112.1106.6112.2
1996-07113.9107112.2
1996-08114.3107.2112.1
1996-09115107.5112.4
1996-10115.7108.1113.1
1996-11116.4108.7113.7
1996-12117.3109.3114.4
1997-01118.6109.8114.7
1997-02120.9110.1115.4
1997-03120.9110.5115.8
1997-04120.7111116.6
1997-05120.5111.4117.7
1997-06121.4111.9118.7
1997-07122.5112.4119.8
1997-08122.5113.3124.2
1997-09122.5113.8124.3
1997-10123.3114.3129.1
1997-11124.9115139
1997-12126.7115.5142.7
1998-01129.7116.1150.6
1998-02131.2117146.6
1998-03130.8117.8145.6
1998-04130.8118.5148.8
1998-05130.5119.3151.8
1998-06130.8119.9157.5
1998-07132.3120.4157.5
1998-08132.8121.1159.9
1998-09134.3122.2161
1998-10135.3123.4155.4
1998-11137.2124.5154.3
1998-12138.1125.3154.1
1999-01139.3126154.8
1999-02141.5126.7156.8
1999-03142126.9160
1999-04142.7127.7160.1
1999-05142.7128.5160.2
1999-06143.4129.1159.7
1999-07145.1129.9159.8
1999-08144.8130.4159
1999-09145.2130.8158.5
1999-10145.6131.5159.2
1999-11146.3132.1159.7
1999-12147.9132.8159.7
2000-01150.8133.6156.9
2000-02153.3134156.9
2000-03153.7134.8157.5
2000-04153.9136.5158.4
2000-05152.7136.2159.4
2000-06152.9136.8160.3
2000-07153.7137.3161.7
2000-08153.9138163.3
2000-09154.4139164.9
2000-10154.8139.5168.9
2000-11156.1139.8172.4
2000-12157.9141.1177.7
2001-01161142.5177
2001-02162.2143.6176.5
2001-03162145.2180.2
2001-04161.6147.1184.3
2001-05161.2147.2185.8
2001-06162148.4193.7
2001-07163.3149.2197.6
2001-08163.8150.2197.8
2001-09163.7153.4201.7
2001-10163.8153201.2
2001-11164154.3202.4
2001-12165.1155.8205.4
2002-01167.1156.3208.2
2002-02169.2157.2209.6
2002-03168.9157.5209.7
2002-04168.9157.5209.2
2002-05168.1158.4207.5
2002-06167.9159.1205
2002-07168.6160.3202.8
2002-08168.3161.5208
2002-09168.2162.2213.2
2002-10167.8163.4217.2
2002-11168.6164.9217.4
2002-12169.6165.5219
2003-01171.9166.4218.7
2003-02173.4167.4221.1
2003-03172.7168221.8
2003-04172.5169.1223.9
2003-05172.5170.9225.4
2003-06172.8171.9226.4
2003-07174.2173.3226.6
2003-08175.7174.9228.2
2003-09176.3174.1225
2003-10177.1173.8223.9
2003-11177.8174225.2
2003-12178.8173.9225.2
2004-01182.8174.1222.9
2004-02184.9175.3221.3
2004-03185.9176.3222.9
2004-04186.8177.5222.5
2004-05186.9179.7228.6
2004-06186.1179.8229.5
2004-07187.4180.2231.6
2004-08188.2180.9234
2004-09188.5181.9234.4
2004-10188.7182.7234.6
2004-11190183.4228.6
2004-12191.6184225
2005-01193.9184.1223
2005-02196.7184.3220.8
2005-03196.8184.6218.3
2005-04197.1185221.5
2005-05197.4185.6220.6
2005-06197.9186.5222.3
2005-07199.7187.4227.2
2005-08200.5188.3229.7
2005-09200.6189.3237
2005-10200.7190.3242.1
2005-11201.7190.7243.5
2005-12204.4191.5242.4
2006-01208192.7234.7
2006-02209.6193.4237.6
2006-03209193.8239.2
2006-04209.9194.9239.3
2006-05211.3195.2235.5
2006-06210.6196.3242.1
2006-07211197.5244.9
2006-08211.3198.3247.1
2006-09212.1199.1249.1
2006-10212.4200.5253.1
2006-11213.6201.5251.4
2006-12216.1202.7250.6
2007-01218.4203.8253.9
2007-02221.2204.2256
2007-03221205.2257.5
2007-04221.2207.3261.3
2007-05221.1207.8262.9
2007-06220.1208.8261.8
2007-07220.6209.7261.6
2007-08220.1211.8265.5
2007-09219.3212.3266.5
2007-10219.1212.7263.3
2007-11219.3213.4262.4
2007-12218.9214.3264.1
2008-01220.5215.2264.7
2008-02224.2217.6261.6
2008-03224.7219.5255.2
2008-04225.8220.8254.9
2008-05226.1221.3257.4
2008-06223.8221.8256.2
2008-07223.8223.2258.1
2008-08224.9223.6265.4
2008-09225.1225.5274.3
2008-10228.4228.4284
2008-11230.8229.9289.3
2008-12233.6234.9296.1
2009-01237237.2301
2009-02238.8238.1310
2009-03240240313
2009-04241.9240.3307
2009-05243.6242.1302.5
2009-06242.8242.3302
2009-07243242.5303.1
2009-08243.6242.4302.9
2009-09244242.3299.8
2009-10245.2243.1298.5
2009-11246.1243.9299.7
2009-12247.5243.7298.8
2010-01249.6242.6294
2010-02250.5244.1297.5
2010-03250.6243.9295.2
2010-04251.6245293.2
2010-05251.9246.6298.5
2010-06251.7247.2302.6
2010-07252.8247.5302
2010-08254.8248.9301.6
2010-09255.4249.7300.4
2010-10257.1251.1294.2
2010-11259.1251.7290.2
2010-12260.5252.6287.2
2011-01263.7253.3280.3
2011-02266.2255.1284
2011-03265.7256.8288
2011-04266.7258.7285.1
2011-05267.5260.8284.9
2011-06267263288.1
2011-07268.6267.7293.5
2011-08270.6273300.7
2011-09270.4273.6309.3
2011-10271.4274.5315.8
2011-11272.3276317.2
2011-12273.5277.3318.9
2012-01277.4279.3318.5
2012-02279.3280.8315.3
2012-03279.1282316.5
2012-04279.3283.6317.5
2012-05279.2285319.3
2012-06278.2287326.4
2012-07278.8288.5328.8
2012-08280.5290.6330.8
2012-09281292.9328.3
2012-10280.3294.8327.8
2012-11281.1296.8328.6
2012-12283.6300.3331.6
2013-01285.7300.7332.8
2013-02289.1301.3339.5
2013-03289.7302.9342.6
2013-04289.6303.8344.5
2013-05291.3304.9345.2
2013-06291.6306.6348.9
2013-07293.9307.6350.2
2013-08295.7309.4352.2
2013-09296.6311.1350.5
2013-10297.1314.7351.5
2013-11298.1315353.5
2013-12299.9316.8358
2014-01302.8318.6365.1
2014-02305.4320.5369.3
2014-03306.7321.5371.7
2014-04307.7322.9370.7
2014-05308.5324.8372
2014-06308.3326.4372.2
2014-07310.5327.9373.5
2014-08312.4328.7374.6
2014-09312.4329.9378
2014-10311.9332.1383.8
2014-11313.7333.3389.4
2014-12317.4335.6400.1
2015-01320.6338.1406.7
2015-02325.2341.4409.5
2015-03326.9341.3408
2015-04327.8342.3403.1
2015-05329.5343.1399.5
2015-06328.4344.2404.4
2015-07329.3345.4409.7
2015-08331.2346.8424.5
2015-09332.7348.6433
2015-10332.5350.2431.9
2015-11333.8352.9437.5
2015-12335.5354.9442.5
2016-01338.6358.6455.8
2016-02342.1360.9456.2
2016-03342.6362.6449.3
2016-04343364.9448.4
2016-05343.2366.6453.5
2016-06342.9367.9451.9
2016-07344.8369.6451.1
2016-08346.1371.9445.9
2016-09346.2373.8447.1
2016-10345.7375.8451.4
2016-11347378.4456.8
2016-12349.3379.1461.3
2017-01351.2381.4458.9
2017-02354.2383.6450
2017-03355.1385.6449.3
2017-04355.5387.2446.9
2017-05357.2388.5445.1
2017-06355.6388.8447.3
2017-07357.2390.5451.3
2017-08359.1392.2450.8
2017-09359.3393.5450.9
2017-10359395.2454.6
2017-11361.1396.6453.6
2017-12361.8397.7452.9
2018-01363.2398.1445
2018-02367.6399.5444.2
2018-03367.9401.3445.6
2018-04368.2401.9448.9
2018-05370.5403.5458.2
2018-06370.2404.7463
2018-07370.3405.8471.2
2018-08371.4407.2475.4
2018-09371.3407.9476.5
2018-10371.2408.3479.4
2018-11372.2409.2479.3
2018-12373412.1482.4
2019-01374.6414.1485.1
2019-02378.3415.4486.5
2019-03379.3416.9489.2
2019-04381.9417.9490.2
2019-05383.1421499.8
2019-06381.5423.8504.2
2019-07382.9426.2503.6
2019-08383.8428.8511.8
2019-09383.9430.9509.1
2019-10385.2434.8507.6
2019-11387.6438.2507.6
2019-12388.3439.6505.8
2020-01391.8441.7504.2
2020-02394.8443.6508.7
2020-03396459.1526
2020-04398488.6558.7
2020-05399.1513.5584.2
2020-06402.1520.6587
2020-07405.4524.9586.9
2020-08409.5527.3589
2020-09411.4532.8591.5
2020-10412.4537.2586.1
2020-11417.1544.1590.4
2020-12421.1547.5587.1
2021-01426.4554.8590.8
2021-02430.8562.4597.5
2021-03431.3569.1611.7
2021-04433.1577.7620.3
2021-05435.8585.8621.8
2021-06439.2586.2619.2
2021-07440.7590.7628.9
2021-08444596.9632.3
2021-09447.1600.9633.4
2021-10447.3606643.4
2021-11451.6611.1646.2
2021-12454.9615.7649.7
2022-01460619.9652.2
2022-02463.9622.1659.3
2022-03466.3623.9674.5
2022-04468.3623.3689.6
2022-05470.5621.9699.9
2022-06472.9619.9697.7
2022-07471.5619.9704.2
2022-08474.8619.7709
2022-09477.6616.8733.6
2022-10480614.6746.9
2022-11484.9613.1732.7
2022-12487609.7710.7
2023-01490.7609.2703.9
2023-02495.4608.2699.1
2023-03496.9599.7696.3
2023-04499.7594.4690.7
2023-05501.6596.5696.9
2023-06500.9595.6698.4
2023-07504.2595.4706.3
2023-08505.8595.1720.1
2023-09506.2594.3724.1
2023-10507.3593.8729.4
2023-11510.7594.2720.1
2023-12512.8595707.1
2024-01517.4596.6708.1
2024-02523.1599.1716
2024-03527.5600.4723.5
2024-04530600.1737.8
2024-05532602740
2024-06532.2603.4742.8
2024-07535.4604.2749.9
2024-08535.1606.8743.8
2024-09534.5609.2740.3
2024-10536.9611745.5
2024-11538.6614.4755.8
2024-12541.1615.3762.1
2025-01546616.8771
2025-02550.2618.7771.9
2025-03550.6620.9778.6
2025-04550.6623.4773.8
2025-05549.7625.3718.5
2025-06550.6628.3707.7
2025-07553.7630.7703.6
2025-08560.6632.6725.3
2025-09563.6635733.3
2025-10563.9637.1741.4
2025-11566.2638755.3
2025-12568.2640.1763.1
2026-01574.1641.8769.2
2026-02579.8647.1774.4
2026-03582.5648.3785.6
2026-04586.1651.6784.9
2026-05592.7659789.4
2026-06595.4661.9795.8
2026-07594.8664.9814.4

美國基準先以起始月匯率把金額換成美元,套用美國M2或CPI的變動倍數,再以結束月匯率換回本地貨幣。因此本地貨幣結果也會受到匯率變動影響。

統計觀測值

來源單位1995-012026-07名目變化
本地M2100 million TWD118,063702,248+494.8%
本地CPI2021=10075.36112.35+49.1%
美國M2USD billion3,492.223,218+564.9%
美國CPI1982-1984=100150.5332.81+121.1%
匯率TWD/USD26.332.22+22.5%
黃金USD/troy oz3794,073+974.7%

下表列出六個序列的起點、終點及變動率。中途缺值不插補,圖表保留空白。基準月是所需序列都有資料的最新完成月份,因此會早於瀏覽日期;官方修訂歷史值後,同一年度頁面的計算結果也可能改變。

資料範圍
來源單位定義資料範圍最後查核
Taiwan M2 (daily average)
官方資料
100 million TWDMonthly daily-average amounts outstanding; not seasonally adjusted; no end-period splice1982-01 → 2026-072026年9月8日 凌晨3:58
Taiwan headline CPI
官方資料
2021=100National all-items CPI; not seasonally adjusted; publisher-linked historical index (2021 base)1959-01 → 2026-072026年9月8日 凌晨3:58
TWD/USD
官方資料
TWD/USDMonthly average of daily New York noon buying rates; not seasonally adjusted1983-10 → 2026-082026年9月8日 凌晨3:55
US M2
官方資料
USD billionSeasonally adjusted monthly money stock1959-01 → 2026-072026年9月8日 凌晨3:58
US CPI all items
官方資料
1982-1984=100All urban consumers; all items; seasonally adjusted1947-01 → 2026-072026年9月8日 凌晨3:55
World Bank gold
官方資料
USD/troy ozMonthly average; international benchmark, not retail1960-01 → 2026-082026年9月8日 凌晨3:55

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