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Data & methodology

Comparisons use common observed months across the available series. Missing benchmarks stay unavailable; observations are never interpolated or treated as zero. Each series has its own source, definition and reference month.

Coverage
SourceUnitDefinitionCoverageLast checked
PHP M2
Official data
PHP millionEnd-period depository corporations M2 (M1 + quasi-money); not seasonally adjusted; latest observations preliminary/revisable; not M32001-12 → 2026-07Sep 12, 2026, 4:51 PM
PHP CPI
Official data
2010=100National headline all-items consumer price index; not seasonally adjusted; official series linked and rebased by BIS2000-01 → 2026-07Sep 12, 2026, 4:51 PM
PHP/USD
Official data
PHP/USDMonthly average of observations through period; domestic currency units per US dollar; not seasonally adjusted2000-01 → 2026-08Sep 12, 2026, 4:51 PM
US M2
Official data
USD billionSeasonally adjusted monthly money stock1959-01 → 2026-07Sep 8, 2026, 3:58 AM
US CPI all items
Official data
1982-1984=100All urban consumers; all items; seasonally adjusted1947-01 → 2026-07Sep 8, 2026, 3:55 AM
World Bank gold
Official data
USD/troy ozMonthly average; international benchmark, not retail1960-01 → 2026-08Sep 8, 2026, 3:55 AM

Published balances, not live counters. Dates and coverage differ. Gross debt does not deduct assets; these figures alone do not measure financial health.

Household debt

A verified total is not yet included.

Why the results differ

M2 measures a stock of broad money. Scaling an amount by the M2 ratio preserves its mathematical share of that aggregate; it does not measure the cost of a household shopping basket.

CPI tracks the average price of a defined basket of goods and services. The result estimates an equivalent basket cost, not your personal cost of living. National baskets and money definitions differ.

US benchmarks first convert the starting amount into US dollars, apply the US M2 or CPI ratio, then convert at the ending exchange rate. Currency movements therefore affect the local-currency answer.

International gold is a monthly average in USD per troy ounce. Local price per gram = USD/oz × local currency per USD ÷ 31.1034768. Multiplying monthly averages is not the same as averaging daily converted prices. Retail premiums, taxes and fees are excluded.

These scenarios extend the observed monthly compound rate over the past 5, 10 or 20 years. They are conditional comparisons, not predictions or guaranteed investment returns. The choice of historical window and future exchange rate changes the result.

Formula

(1+a)/(1+b) − 1
%p = (a−b) × 100
A × X₁ / X₀
(A / E₀) × X₁ / X₀ × E₁

Trend extension, not a forecast